Crew Insurance has been writing Bonds for the past 15 years and have found that most people are not exactly sure just what Bonds are or what they cover.....let's look at a few:

Notary Public Errors & Omissions Insurance

• Notary Bonds protect the public. We protect the Notary! Notarial lawsuits are becomming more common every day. And even the smallest mistake can be very costly. Your Notary Bond protects the public. But it doesn't protect you.

• Example: Claimants loaned $15,000 to a married couple. The couple went through a divorce, and it was proven that the acknowledge signature was a forgery. The insurer paid a $9,900 settlement on this case and incurred attorney fees of $460.00. Luckily they had Notary Public E & O.

• Cost: Company Group policy is $20.00 per year per employee. Individual Policy $100.00 per 5 year term.

• All we need to write this coverage for you or your firm is:
  Name/Address/date of commission/check - or
  Employer's name/address/number of notaries/check
  Either way, very very simple!

Tax Preparer's Professional Liability Insurance E & O

• It's that time of year, your clients wait until the last minute...and expect you to meet the IRS deadline. There aren't enough hours in the day. And when the pressure is on,it's easy to make mistakes.

• Example: An insured filed a sales tax return late,causing the State to assess a penalty of $2,073. The claim was paid! An insured used the cash method when the accrual method should have been used. The claim was for $1,584.80 interest.

• Cost: $10,000 policy..$165.00 and $40.00 for each employee over 3
  $25,000 policy..$330.00 and $80.00 for each employee over 3

• It is very simple to get you covered:
  We ask you 10 questions over the phone, send you the application, you sign it, and return it with your check...you're in...

Garage Dealer's Bond

• $25,000 Bond for North Carolina
  
• Simple to issue
• Cost: $150.00 per year or make life simple..$275.00 for 3 years
  

Employee Dishonesty Bond

• You should be able to trust your employees, but the fact is that 1/3 of all employees admitted stealing from their employer the previous year. The U.S. Chamber of Commerce estimates annual employee theft at $40 billion.

• Cost:
  

  # of Employees 1-5 employees 10 employees 15 employees 20 employees 25 employees

  $5,000 Bond $100.00 $121.91 $157.34 $192.78 $228.22

  $10,000 Bond $114.82 $164.43 $214.04 $263.66 $313.27

  $25,000 Bond $170.10 $240.98 $311.85 $382.73 $453.60

  
  
  
  
  
  
  
  
• It is very simple to get you covered:
  We need your name and address and we ask you 7 questions. We will approve you over the phone. No signature is needed! You just send in your premium.

Janitorial Services Bond

• You know how vulnerable you are. After all, your employee's have access to your customers' assets, equipment, supplies, and personal belongings. Plus,your employees are easy targets for blame. Any customer who finds something missing is likely to suspect those that do the cleaning.

• Example: Customer left keys in night drop,employee took keys and car. Drove to another town wrecked the car. We paid $8,417. Employee cleaning office found 2 envelopes containing cash, stole the money and bought a car with it...We paid the full bond of $5,000...

• Cost:
  

  # of Employees 1-5 employees 10 employees 15 employees 20 employees

  $5,000 Bond $100.00 $121.91 $157.34 $192.78

  $10,000 Bond $114.82 $164.43 $214.04 $263.66

  $25,000 Bond $170.10 $240.98 $311.85 $382.73

  
  
  
  
  
  
  
• Once again, it is very simple to get you covered:
  We need your name and address and we ask you only 5 questions. We will approve you over the phone. No signature is needed! You just send in your premium and you get the Bond.

E-mail us if you have any questions. Crew Insurance Agency