| MAXIMUM COVERAGE: | $100,000 |
| MINIMUM COVERAGE: | $6,000 (Value includes: Boat, Motor, Trailer and Equipment) |
| MAXIMUM LIABILITY: | $250,000/$500,000; Property Damage $300,000* (*Contact Underwriter before binding: additional conditions required) |
| Combined Single Limits (CSL): |
$25,000 - $50,000 - $75,000 - $100,000 - $200,000 - $300,000 - $500,000* (*Contact Underwriter before binding: additional conditions required) |
| SPEED: | 50 mph |
| AGE OF BOAT: | 15 years |
| REQUIREMENTS FOR BOATS OVER 10 YEARS OF AGE: |
All boats: Submit 2 photographs (no exceptions) and All boats 25 feet or more: Submit Marine Survey* (no exceptions) |
| LENGTH OF BOAT: | 30 feet (maximum) for powerboats 38 feet (maximum) for houseboats, sailboats, pontoons |
| SECURITY: |
| If at apartment, condo or mobile home residence |
Must be stored in a secure/locked area, and Submit photo depicting storage arrangements |
| If at a home | Garaged or under cover |
| REPAIR COST OPTION: | Now included as part of boat policy |
| PRIOR INSURANCE: | Must have continuous coverage where need for coverage exists; Declarations Page and/or experience letter may be required |
| LOSS HISTORY: | One weather-related loss in the past three years; other losses, including theft, liability and collision, are not eligible |
| EXPERIENCE: | Principal operator must be a minimum of 25 years of age with a minimum of three years boating experience |
| WATER SKIING: | Two operators who meet operator experience |
| DRIVING RECORD: |
| If MVR not available in state | One incident* per household in the past three years |
| If MVR is available in state | PFM 1-3: | One incident* per operator, two incidents* per household (Maximum of 1 at-fault accident) |
| PFM 4 and/or Nonstandard Auto: |
Ineligible |
Major violations of any kind are not acceptable. |